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Property Search/ST CLOUD/VILLAGES AT HARMONY PH 1B
ActivePrice improved $5,00040 days on market
$459,999$464,999

2786 HARMONIA HAMMOCK RDST CLOUD, FL 34773VILLAGES AT HARMONY PH 1B · Single Family Residence

5Beds
3Baths
2,626Sq ft
0.31 acLot
2-carGarage
2021Built

About this home

Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless…

Description as provided by the listing brokerage.

Highlights

  • 2-car garage
  • Sidewalk
  • Sprinkler Metered
  • Eat-in Kitchen
  • Kitchen/Family Room Combo
  • Open Floorplan
  • PrimaryBedroom Upstairs
  • Split Bedroom
  • Stone Counters

Open houses

No open houses scheduled.

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The details

StatusActive
MLS #MFRS5154542
Property typeSingle Family Residence
Year built2021
Lot size0.31 ac
Living area2,626 sq ft
Price per sq ft$175
HOA$110 / quarterly
CDDYes
Taxes$7,359 (2025)
Garage2-car
Stories2
Days on market40
CountyOsceola
Flood zoneX (verify)
ListedJul 30, 2026

Features & property details

Interior

Full baths3
Half baths0
Rooms3
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
Interior featuresEat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
LaundryLaundry Room, Upper Level
FireplaceNo
CoolingCentral Air
HeatingCentral, Electric
In-law suite0

Exterior & lot

Exterior featuresSidewalk, Sprinkler Metered
ViewWater
Lot featuresConservation Area, Corner Lot, Oversized Lot
FacesSoutheast
Road surfaceConcrete, Paved

Construction

ConstructionBlock, Concrete, Stucco
FoundationSlab
RoofShingle
BuilderDR Horton
Builder modelHayden
Living area sourcePublic Records
Building area (sq ft)3,198

Parking

GarageYes
Attached garageYes
CarportNo

Pool & water

Water viewPond
Waterfront feet0

Community & HOA

AssociationAssociation Solutions of Central Florida
HOA fee$110
HOA frequencyQuarterly
Fee requirementRequired
Approval required0
Total monthly fees$36.67
Total annual fees$440
Community featuresStreet Lights
55+ communityNo
PetsCats OK, Dogs OK
Pet restrictionsInformation provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.
Minimum lease8-12 Months
Lease restrictions0
Lease notesInformation provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.

Utilities & efficiency

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Water Connected
SewerPublic Sewer
Water sourcePublic

Financial & terms

CDD1
Tax year2,025
Other annual assessments$2,087
Homestead1
Listing termsCash, Conventional, Fha, VA Loan
OwnershipFee Simple
Special conditionsNone
ZoningPUD
OccupantOwner
MLS area34773 - St Cloud (Harmony)

Where it sits

Approximate location shown. Exact address available on request per listing brokerage.

Schools

ElementaryHarmony Community School (K-5)Osceola County
MiddleHarmony MiddleOsceola County
HighHarmony HighOsceola County

School assignments change; verify with the district before relying on them.

Where you'd be
VILLAGES AT HARMONY PH 1B, Florida

ST CLOUD · Osceola County

MLS# MFRS5154542Listing courtesy of THE FIRM RELast updated Sep 9, 2026, 11:44 AM
$459,9992786 HARMONIA HAMMOCK RD · ST CLOUD
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