Property Search/ST CLOUD/VILLAGES AT HARMONY PH 1B

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ActivePrice improved $5,00040 days on market

$459,999~~$464,999~~

2786 HARMONIA HAMMOCK RDST CLOUD, FL 34773VILLAGES AT HARMONY PH 1B · Single Family Residence

5Beds

3Baths

2,626Sq ft

0.31 acLot

2-carGarage

2021Built

About this home

Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless…

Description as provided by the listing brokerage.

Highlights

2-car garage
Sidewalk
Sprinkler Metered
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
PrimaryBedroom Upstairs
Split Bedroom
Stone Counters

Open houses

No open houses scheduled.

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The details

StatusActive

MLS #MFRS5154542

Property typeSingle Family Residence

Year built2021

Lot size0.31 ac

Living area2,626 sq ft

Price per sq ft$175

HOA$110 / quarterly

CDDYes

Taxes$7,359 (2025)

Garage2-car

Stories2

Days on market40

CountyOsceola

Flood zoneX (verify)

ListedJul 30, 2026

Features & property details

Interior

Full baths3

Half baths0

Rooms3

FlooringCarpet, Tile

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator

Interior featuresEat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)

LaundryLaundry Room, Upper Level

FireplaceNo

CoolingCentral Air

HeatingCentral, Electric

In-law suite0

Exterior & lot

Exterior featuresSidewalk, Sprinkler Metered

ViewWater

Lot featuresConservation Area, Corner Lot, Oversized Lot

FacesSoutheast

Road surfaceConcrete, Paved

Construction

ConstructionBlock, Concrete, Stucco

FoundationSlab

RoofShingle

BuilderDR Horton

Builder modelHayden

Living area sourcePublic Records

Building area (sq ft)3,198

Parking

GarageYes

Attached garageYes

CarportNo

Pool & water

Water viewPond

Waterfront feet0

Community & HOA

AssociationAssociation Solutions of Central Florida

HOA fee$110

HOA frequencyQuarterly

Fee requirementRequired

Approval required0

Total monthly fees$36.67

Total annual fees$440

Community featuresStreet Lights

55+ communityNo

PetsCats OK, Dogs OK

Pet restrictionsInformation provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.

Minimum lease8-12 Months

Lease restrictions0

Lease notesInformation provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.

Utilities & efficiency

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Water Connected

SewerPublic Sewer

Water sourcePublic

Financial & terms

CDD1

Tax year2,025

Other annual assessments$2,087

Homestead1

Listing termsCash, Conventional, Fha, VA Loan

OwnershipFee Simple

Special conditionsNone

ZoningPUD

OccupantOwner

MLS area34773 - St Cloud (Harmony)

Where it sits

Open in Maps

Approximate location shown. Exact address available on request per listing brokerage.

Schools

ElementaryHarmony Community School (K-5)Osceola County

MiddleHarmony MiddleOsceola County

HighHarmony HighOsceola County

School assignments change; verify with the district before relying on them.

Where you'd be

VILLAGES AT HARMONY PH 1B, Florida

ST CLOUD · Osceola County

Homes in ST CLOUD

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Listing courtesy of REDFIN CORPORATION · MLS# MFRO6446020

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Stellar MLSMLS# MFRS5154542Listing courtesy of THE FIRM RELast updated Sep 9, 2026, 11:44 AM

$459,9992786 HARMONIA HAMMOCK RD · ST CLOUD

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