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Pending50 days on marketNew construction
$412,230

466 ELM SPRING RDST CLOUD, FL 34771THE CROSSINGS · Single Family Residence

3Beds
2Baths
2,021Sq ft
0.14 acLot
2-carGarage
2026Built

About this home

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. This Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath wi…

Description as provided by the listing brokerage.

Highlights

  • New construction
  • 2-car garage
  • Lighting
  • Sliding Doors
  • Eat-in Kitchen
  • High Ceilings
  • Kitchen/Family Room Combo
  • Primary Bedroom Main Floor
  • Stone Counters

Open houses

No open houses scheduled.

Can't make it? Request a private showing.

The details

StatusPending
MLS #MFRW7886854
Property typeSingle Family Residence
Year built2026
Lot size0.14 ac
Living area2,021 sq ft
Price per sq ft$204
HOA$96 / annually
CDDYes
Garage2-car
StoriesOne
Days on market50
CountyOsceola
Flood zoneX (verify)
ListedJun 17, 2026

Features & property details

Interior

Full baths2
Half baths0
Rooms11
Additional roomsDen/Library/Office,Inside Utility
FlooringCeramic Tile, Luxury Vinyl
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Microwave
Interior featuresEat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
LaundryInside
FireplaceNo
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral
In-law suite0

Exterior & lot

Exterior featuresLighting, Sliding Doors
Patio & porchCovered, Patio
Lot featuresSidewalk, Paved
Lot dimensions50x120
VegetationTrees/Landscaped
FacesEast
Road surfacePaved

Construction

StyleFlorida
ConstructionBlock, Stucco, Frame
FoundationSlab
RoofShingle
ConditionUnder Construction
BuilderRYAN HOMES
Builder modelPANAMA
Projected completionDec 2026
Living area sourceBuilder
Building area (sq ft)2,600

Parking

GarageYes
Attached garageYes
Garage dimensions19x20
CarportNo
Parking featuresDriveway, Garage Door Opener

Pool & water

PoolIn Ground, Outside Bath Access
Waterfront feet0

Community & HOA

AssociationRYAN HOMES
HOA fee$96
HOA frequencyAnnually
Fee includesMaintenance Grounds, Recreational Facilities
AmenitiesClubhouse, Playground, Pool
Fee requirementRequired
Approval required1
Total monthly fees$8
Total annual fees$96
Community featuresDog Park, Street Lights
55+ communityNo
PetsYes
Pet restrictionsLeash Law.
Minimum lease1-2 Years
Lease restrictions1
Lease notesNo short term rentals.

Utilities & efficiency

UtilitiesElectricity Available, Public, Underground Utilities
SewerPublic Sewer
Water sourcePublic
Energy efficientAppliances, Hvac, Lighting, Thermostat, Windows
Water conservationDrip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures

Financial & terms

CDD1
Tax year2,026
Other annual assessments$2,820
Homestead1
Listing termsCash, Conventional, Fha, VA Loan
OwnershipFee Simple
Special conditionsNone
Home warrantyYes
Zoning00
OccupantVacant
MLS area34771 - St Cloud (Magnolia Square)

Where it sits

Approximate location shown. Exact address available on request per listing brokerage.

Schools

ElementaryNarcoossee ElementaryOsceola County
MiddleNarcoossee MiddleOsceola County
HighHarmony HighOsceola County

School assignments change; verify with the district before relying on them.

Where you'd be
THE CROSSINGS, Florida

ST CLOUD · Osceola County

MLS# MFRW7886854Listing courtesy of MALTBIE REALTY GROUPLast updated Aug 11, 2026, 7:10 PM
$412,230466 ELM SPRING RD · ST CLOUD
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