Property Search/ST CLOUD/THE GARDENS

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ActivePrice improved $11,00088 days on market

$329,000~~$340,000~~

3102 GARDEN CTST CLOUD, FL 34769THE GARDENS · Single Family Residence

3Beds

2Baths

1,260Sq ft

0.18 acLot

2-carGarage

1989Built

About this home

Looking for a MOVE-IN-READY first home or to downsize into a lovely community just minutes from Lakefront Park and Downtown St. Cloud? Look no further than The Gardens! Welcome to this WELL-MAINTAINED 3-bedroom, 2-bath home where charm, character and a SPACIOUS LOT come together to create the perfect place to call home. With NO HOA, *ROOF Dec 2025*HVAC 2017* this property provides the peace of mind and flexibility to truly make it your own. The interior delivers OPEN CONCEPT living with tile throughout the main living areas and a SPLIT- BEDROOM PLAN. The kitchen shines with granite countertops…

Description as provided by the listing brokerage.

Highlights

2-car garage
Rain Gutters
Sidewalk
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-In Closet(s)

Open houses

No open houses scheduled.

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The details

StatusActive

MLS #MFRO6411880

Property typeSingle Family Residence

Year built1989

Lot size0.18 ac

Living area1,260 sq ft

Price per sq ft$261

CDDNo

Taxes$4,654 (2025)

Garage2-car

StoriesOne

Days on market88

CountyOsceola

Flood zoneX (verify)

ListedMay 28, 2026

Features & property details

Interior

Full baths2

Half baths0

Rooms3

FlooringLaminate, Tile

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

Interior featuresCeiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)

LaundryIn Garage

FireplaceNo

CoolingCentral Air

HeatingCentral

In-law suite0

Exterior & lot

Exterior featuresRain Gutters, Sidewalk

FacesWest

Road surfaceAsphalt

Construction

ConstructionVinyl Siding

FoundationSlab

RoofShingle

Living area sourcePublic Records

Building area (sq ft)1,758

Parking

GarageYes

Attached garageYes

Garage dimensions20x24

CarportNo

Pool & water

Waterfront feet0

Community & HOA

Total monthly fees$0

Total annual fees$0

55+ communityNo

Minimum lease8-12 Months

Lease restrictions0

Lease notesBuyer to contact the City of St. Cloud for leasing restrictions

Utilities & efficiency

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water sourcePublic

Financial & terms

CDD0

Tax year2,025

Homestead1

Listing termsCash, Conventional, Fha, VA Loan

OwnershipFee Simple

Special conditionsNone

ZoningSR2

OccupantOwner

MLS area34769 - St Cloud (City of St Cloud)

Where it sits

Open in Maps

Approximate location shown. Exact address available on request per listing brokerage.

Schools

ElementaryLakeview Elem (K 5)Osceola County

MiddleSt. Cloud Middle (6-8)Osceola County

HighSt. Cloud High SchoolOsceola County

School assignments change; verify with the district before relying on them.

Where you'd be

THE GARDENS, Florida

ST CLOUD · Osceola County

Homes in ST CLOUD

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Stellar MLSMLS# MFRO6411880Listing courtesy of LPT REALTY, LLCLast updated Aug 28, 2026, 4:17 PM

$329,0003102 GARDEN CT · ST CLOUD

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