Property Search/LAND O LAKES/ARDEN PRESERVE

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Under contractPrice improved $20,000128 days on market

$425,000~~$445,000~~

20978 MONZA LOOPLAND O LAKES, FL 34638ARDEN PRESERVE · Single Family Residence

4Beds

3Baths

2,386Sq ft

0.16 acLot

2-carGarage

2022Built

About this home

Under contract-accepting backup offers. ASSUMABLE 3% MORTGAGE! This loan can be assumed by a non-veteran or a veteran. The buyer will need roughly $40,000 difference between the payoff and loan amount plus closing cost. Interested buyers should have $50,000 available to bring to closing. This is a once in a lifetime opportunity to assume a 3% interest rate in a much higher market! Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fee…

Description as provided by the listing brokerage.

Highlights

2-car garage
Garden
Private Yard
Sidewalk
Kitchen/Family Room Combo
Open Floorplan
PrimaryBedroom Upstairs
Thermostat
Window Treatments

Open houses

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The details

StatusUnder contract

MLS #MFRTB8500994

Property typeSingle Family Residence

Year built2022

Lot size0.16 ac

Living area2,386 sq ft

Price per sq ft$178

Baths3 + 1 half

HOA$90 / monthly

CDDNo

Taxes$6,271 (2025)

Garage2-car

StoriesTwo

Days on market128

CountyPasco

Flood zoneX (verify)

ListedApr 23, 2026

Features & property details

Interior

Full baths2

Half baths1

Rooms11

Additional roomsBonus Room,Den/Library/Office

FlooringCarpet, Luxury Vinyl, Tile

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener

Interior featuresKitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Upstairs, Thermostat, Window Treatments

LaundryLaundry Room

FireplaceNo

WindowsBlinds, Drapes, Rods

CoolingCentral Air

HeatingCentral

In-law suite0

Exterior & lot

Exterior featuresGarden, Private Yard, Sidewalk

Patio & porchFront Porch, Patio, Rear Porch

FencingFenced, Vinyl

ViewTrees/Woods

Lot featuresConservation Area, Landscaped, Level, Sidewalk, Paved, Private

VegetationMature Landscaping

FacesNortheast

Road surfaceAsphalt, Paved

Construction

ConstructionBlock, Stucco, Frame

FoundationSlab

RoofShingle

BuilderPulte Homes

Living area sourcePublic Records

Building area (sq ft)3,116

Parking

GarageYes

Attached garageYes

CarportNo

Pool & water

Waterfront feet0

Community & HOA

AssociationHome River / Arden

HOA fee$90

HOA frequencyMonthly

Fee requirementRequired

Approval required1

Total monthly fees$90

Total annual fees$1,080

Community featuresCommunity Mailbox, Dog Park, Gated Community - No Guard, Sidewalks

55+ communityNo

PetsYes

Minimum lease1-2 Years

Lease restrictions1

Lease notesBuyer to verify lease restrictions with HOA

Utilities & efficiency

UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

SewerPublic Sewer

Water sourcePublic

Financial & terms

CDD0

Tax year2,025

Homestead1

Listing termsCash, Conventional, Fha, VA Loan

OwnershipFee Simple

Special conditionsNone

ZoningMPUD

OccupantOwner

MLS area34638 - Land O Lakes

Where it sits

Open in Maps

Approximate location shown. Exact address available on request per listing brokerage.

Schools

ElementaryConnerton ElemPasco County

MiddlePine View Middle-POPasco County

HighLand O' Lakes High-POPasco County

School assignments change; verify with the district before relying on them.

Where you'd be

ARDEN PRESERVE, Florida

LAND O LAKES · Pasco County

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Stellar MLSMLS# MFRTB8500994Listing courtesy of MIHARA & ASSOCIATES INC.Last updated Aug 31, 2026, 6:21 PM

$425,00020978 MONZA LOOP · LAND O LAKES

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