Property Search/ANNA MARIA/LUANA ISLES

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PendingPrice improved $100,000159 days on market

$1,399,000~~$1,499,000~~

109 TERN DRANNA MARIA, FL 34216LUANA ISLES · Single Family Residence

2Beds

2Baths

1,223Sq ft

0.17 acLot

1-carGarage

1968Built

YesWaterfront

About this home

Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block p…

Description as provided by the listing brokerage.

Highlights

Water frontage — Canal - Saltwater
Private Yard
Rain Gutters
Storage
Ceiling Fans(s)
Eat-in Kitchen
Solid Surface Counters
Solid Wood Cabinets
Thermostat

Open houses

No open houses scheduled.

Can't make it? Request a private showing.

The details

StatusPending

MLS #MFRA4685406

Property typeSingle Family Residence

Year built1968

Lot size0.17 ac

Living area1,223 sq ft

Price per sq ft$1144

CDDNo

Taxes$17,706 (2025)

Garage1-car

Stories1

Days on market159

CountyManatee

Flood zoneAE (verify)

FurnishedNegotiable

ListedMar 11, 2026

Features & property details

Interior

Full baths2

Half baths0

Rooms5

FlooringCarpet, Ceramic Tile, Tile

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator

Interior featuresCeiling Fans(s), Eat-in Kitchen, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments

LaundryIn Garage

FireplaceNo

CoolingCentral Air

HeatingCentral, Electric

In-law suite0

Exterior & lot

Exterior featuresPrivate Yard, Rain Gutters, Storage

Lot dimensions75x100

FacesSouth

Road surfaceAsphalt

Construction

ConstructionBlock

FoundationSlab

RoofMetal

Living area sourcePublic Records

Building area (sq ft)1,927

Parking

GarageYes

Attached garageYes

CarportNo

Pool & water

WaterfrontCanal - Saltwater

Water accessCanal - Saltwater

Water viewCanal

Waterfront feet78

Dock1

Dock detailsDock - Wood

Dock dimensions5x33

Community & HOA

Approval required0

Total monthly fees$0

Total annual fees$0

55+ communityNo

Minimum lease1-7 Days

Lease restrictions1

Lease notesFollow City of Anna Maria's rental/lease guidelines.

SW communityLuana Isles

Utilities & efficiency

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water sourcePublic

Financial & terms

CDD0

Tax year2,025

Homestead0

OwnershipFee Simple

Special conditionsNone

ZoningR1

OccupantVacant

MLS area34216 - Anna Maria

Where it sits

Open in Maps

Approximate location shown. Exact address available on request per listing brokerage.

Where you'd be

LUANA ISLES, Florida

ANNA MARIA · Manatee County

Homes in ANNA MARIA

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Listing courtesy of DUNCAN REAL ESTATE, INC. · MLS# MFRA4695399

Listing courtesy of SATO REAL ESTATE INC. · MLS# MFRA4704868

Stellar MLSMLS# MFRA4685406Listing courtesy of SATO REAL ESTATE INC.Last updated Aug 20, 2026, 4:02 PM

$1,399,000109 TERN DR · ANNA MARIA

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