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PendingPrice improved $100,000159 days on market
$1,399,000$1,499,000

109 TERN DRANNA MARIA, FL 34216LUANA ISLES · Single Family Residence

2Beds
2Baths
1,223Sq ft
0.17 acLot
1-carGarage
1968Built
YesWaterfront

About this home

Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block p…

Description as provided by the listing brokerage.

Highlights

  • Water frontage — Canal - Saltwater
  • Private Yard
  • Rain Gutters
  • Storage
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Thermostat

Open houses

No open houses scheduled.

Can't make it? Request a private showing.

The details

StatusPending
MLS #MFRA4685406
Property typeSingle Family Residence
Year built1968
Lot size0.17 ac
Living area1,223 sq ft
Price per sq ft$1144
CDDNo
Taxes$17,706 (2025)
Garage1-car
Stories1
Days on market159
CountyManatee
Flood zoneAE (verify)
FurnishedNegotiable
ListedMar 11, 2026

Features & property details

Interior

Full baths2
Half baths0
Rooms5
FlooringCarpet, Ceramic Tile, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
Interior featuresCeiling Fans(s), Eat-in Kitchen, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
LaundryIn Garage
FireplaceNo
CoolingCentral Air
HeatingCentral, Electric
In-law suite0

Exterior & lot

Exterior featuresPrivate Yard, Rain Gutters, Storage
Lot dimensions75x100
FacesSouth
Road surfaceAsphalt

Construction

ConstructionBlock
FoundationSlab
RoofMetal
Living area sourcePublic Records
Building area (sq ft)1,927

Parking

GarageYes
Attached garageYes
CarportNo

Pool & water

WaterfrontCanal - Saltwater
Water accessCanal - Saltwater
Water viewCanal
Waterfront feet78
Dock1
Dock detailsDock - Wood
Dock dimensions5x33

Community & HOA

Approval required0
Total monthly fees$0
Total annual fees$0
55+ communityNo
Minimum lease1-7 Days
Lease restrictions1
Lease notesFollow City of Anna Maria's rental/lease guidelines.
SW communityLuana Isles

Utilities & efficiency

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water sourcePublic

Financial & terms

CDD0
Tax year2,025
Homestead0
OwnershipFee Simple
Special conditionsNone
ZoningR1
OccupantVacant
MLS area34216 - Anna Maria

Where it sits

Approximate location shown. Exact address available on request per listing brokerage.

Where you'd be
LUANA ISLES, Florida

ANNA MARIA · Manatee County

MLS# MFRA4685406Listing courtesy of SATO REAL ESTATE INC.Last updated Aug 20, 2026, 4:02 PM
$1,399,000109 TERN DR · ANNA MARIA
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