Property Search/LAKE WALES/SADDLEBAG LAKE

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ActivePrice improved $25,100539 days on marketOpen house Tue 11 AM–1 PM

$249,900~~$275,000~~

38 QUEEN OF WATERS STLAKE WALES, FL 33898SADDLEBAG LAKE · Manufactured Home

2Beds

2Baths

1,152Sq ft

0.1 acLot

2008Built

YesWaterfront

About this home

THIS HOME QUALIFIES FOR 100% FINANCING (No PMI and No Income Restrictions with preferred lender). Enjoy lakefront living in the highly sought-after Saddlebag Lake Resort, a gated 55+ community where you own the land and enjoy resort-style amenities. This well-maintained 2-bedroom, 2-bath home offers beautiful waterfront views and a peaceful setting with a greenway on one side, providing added privacy. A spacious 24’ x 10’ screened porch overlooks the lake and offers the perfect space to relax and enjoy the view. Inside, the home features an open-concept floor plan with a spacious kitchen an…

Description as provided by the listing brokerage.

Highlights

Water frontage — Lake Front
Awning(s)
Lighting
Rain Gutters
Ceiling Fans(s)
L Dining
Open Floorplan
Primary Bedroom Main Floor
Thermostat

Open houses

13Oct

11 AM–1 PMHosted by the listing brokerage · no appointment needed

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The details

StatusActive

MLS #MFRL4951660

Property typeManufactured Home

Year built2008

Lot size0.1 ac

Living area1,152 sq ft

Price per sq ft$217

HOA$734 / quarterly

CDDNo

Taxes$712 (2024)

StoriesOne

Days on market539

CountyPolk

Flood zoneAE (verify)

FurnishedPartially

ListedMar 20, 2025

Features & property details

Interior

Full baths2

Half baths0

Rooms8

FlooringLaminate, Linoleum

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Interior featuresCeiling Fans(s), L Dining, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s), Window Treatments

LaundryInside, Laundry Room

FireplaceNo

WindowsBlinds, Double Pane Windows

CoolingCentral Air

HeatingElectric

In-law suite0

Exterior & lot

Exterior featuresAwning(s), Lighting, Rain Gutters

Patio & porchCovered, Porch, Rear Porch, Screened, Side Porch

ViewWater

Lot featuresCleared, Flood Insurance Required, Level, Paved, Private

VegetationTrees/Landscaped

Other structuresShed(s)

FacesWest

Road surfaceAsphalt, Paved

Construction

StyleFlorida

ConstructionOther, Vinyl Siding, Frame

FoundationCrawlspace, Other, Slab

RoofShingle

ConditionCompleted

Living area sourcePublic Records

Building area (sq ft)1,392

Parking

GarageNo

CarportYes

Carport spaces4

Parking featuresDriveway, Ground Level, Off Street

Pool & water

WaterfrontLake Front

Water bodySADDLEBAG LAKE

Water accessLake

Water viewLake

Waterfront feet47

Dock0

Community & HOA

AssociationStambaugh Inc / Tanisha Schroeder

HOA fee$734

HOA frequencyQuarterly

Fee includesCommon Area Taxes, Pool, Maintenance Grounds, Management, Private Road, Recreational Facilities, Security, Sewer, Trash, Water

AmenitiesClubhouse, Fitness Center, Gated, Laundry, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)

Fee requirementRequired

Approval required0

Total monthly fees$244.67

Total annual fees$2,936

Community featuresClubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Handicap Modified, Pool, Racquetball, Tennis Court(s)

55+ communityYes

PetsYes

Pet restrictionsPlease verify restrictions with HOA

Minimum leaseNo Minimum

Lease restrictions0

Utilities & efficiency

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPrivate Sewer

Water sourcePrivate

Financial & terms

CDD0

Tax year2,024

Homestead1

Listing termsCash, Conventional, Fha, USDA Loan, VA Loan

OwnershipFee Simple

Special conditionsNone

PossessionClose Of Escrow

ZoningPUD

OccupantOwner

MLS area33898 - Lake Wales

Where it sits

Open in Maps

Approximate location shown. Exact address available on request per listing brokerage.

Where you'd be

SADDLEBAG LAKE, Florida

LAKE WALES · Polk County

Homes in LAKE WALES

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Stellar MLSMLS# MFRL4951660Listing courtesy of REMAX EXPERTSLast updated Sep 14, 2026, 2:31 PM

$249,90038 QUEEN OF WATERS ST · LAKE WALES

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